Learn About SHIPS

You may have heard about SHIPs — State Health Insurance Assistance Programs. SHIPs offer local, personalized counseling and assistance to people with Medicare and their caregivers.
SHIPs can help you with things like:
• Your Medicare questions, including your eligibility, enrollment, benefits, premiums, deductibles, and coinsurance
• Complaints and appeals
• Navigating your choices when it’s time to enroll in Original Medicare (Medicare Part A and Part B), a Medicare Advantage Plan (like an HMO or PPO), or a Medicare drug plan

Did you know that each state may call its SHIP by a different name (such as HICAP in California, or APPRISE in Pennsylvania)? Visit Medicare.gov to find out what SHIP is called in your state, and get specific contact information.
Sincerely,
The Medicare Team