Learn About SHIPS

You may have heard about SHIPs — State Health Insurance Assistance Programs. SHIPs offer local, personalized counseling and assistance to people with Medicare and their caregivers.
SHIPs can help you with things like:
• Your Medicare questions, including your eligibility, enrollment, benefits, premiums, deductibles, and coinsurance
• Complaints and appeals
• Navigating your choices when it’s time to enroll in Original Medicare (Medicare Part A and Part B), a Medicare Advantage Plan (like an HMO or PPO), or a Medicare drug plan

Did you know that each state may call its SHIP by a different name (such as HICAP in California, or APPRISE in Pennsylvania)? Visit Medicare.gov to find out what SHIP is called in your state, and get specific contact information.
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